4/9/21 Paying Our Taxes Is Getting Easier?

     I felt lazy Friday and forgot to write, but here it is, one day late.  Wife got home as usual, with a fire burning under her chunky ass,  Usually, it is about what we are going to eat, but last night she just NEEDED to get our taxes done.  She sat down on the table, and we got to it before she even took her shoes off.  We had been using H&R Block for a good 5-7 years, but the price just got ridiculous, so we were forced to go out and find a better alternative.  Well, the solution was pretty easy, we decided to just use the H&R Block online version.  You have to understand, we paid $700-$800 the last time we went to H&R Block and sat with them to do it in person.  Doing this online version only cost us like $60 or so.  It was still a little deceitful, if you ask me.  You sign up and it says something about the regular version being $29.99.  Fine, but then when you get done, there is apparently another option and it also seems to be $29.99, so I told Wife, "yeah, choose the $29.99 option..."  This turns out to be the coverage or something after the fact, say if the IRS is going to give you an audit, this is how much they H&R Block will help.

    I hate the whole idea of paying in the first place, but after having our father in law do it for the first ten years, then getting a multi year audit and having to pay over $10,000, I said "never again."  I convinced Wife that we should use a service like H&R Block because they offered a guarantee if we were audited, they would stand there and take responsibility for any extra charges.  On two occasions, the IRS has come back and asked questions regarding our returns the last couple years, it almost feels like harassment, but what can you do.  Both times, H&R Block was able to help us, both times it had to do with us being in a credit debt program and something about the credit card debt getting forgiven but still someho counting as income towards how much money we made.  It gets really confusing, but we filled out some paperwork and got past this.

    I feel we are pretty safe to just do the income tax ourselves now because we don't have an extra home, we aren't in any weird credit debt programs, it is basically just our salaries, house, and a couple of forms because we have a kid under our house we pay for.  I don't want to jinx it, but somehow or other we went from usually paying $2000-$3000 to this year only paying about $500.  The IRS could still come back and give us a good reaming, they do seem to target us frequently, it will help to at least have saved close to $700 by not paying H&R Block anymore.