Saturday, November 13, 2021

11/11/21 Bank Account Feels Like It Has A Leak?

     Wife has already told me she doesn't like me talking numbers, so I won't be specific, but man, where is the money going?  About a year ago we refinanced the house and kept a nice $20,000 in extra cash, which was supposed to last us and be used only for emergencies (we did buy the Escape for $11,000, so it wasn't all bills).  I guess emergencies needs to be defined better because one thing led to another and that money is down to less than $1000.  This on top of Wife getting a new job with a substantial raise and we are still down to a couple bucks before payday every time.  I can't even imagine how it is going for people who don't make as much money, it has to be getting rough with food and gas prices climbing steadily.

    It's not like we are incompetent with money but what are we supposed to do?  We had a medical bill, the fucking IRS came back and wanted an extra $2400, two of our cars needed new tires at $1200 a set, we decided to be prepared and buy a generator, and the portable AC for the rolling blackouts that didn't happen, my Excursion needed $2600 in repairs which it was either that or really consider a new vehicle and payment, things just seem to constantly come up.

    Wife moved back home, and that part is great, but it seemed like she used less gas when she was in La Pryor, although it was farther, she would drive down once a week, then commute back and forth to Crystal City, about 15 miles away, then come back at the end of the week.  Driving back and forth daily to San Antonio and getting stuck in that shitty traffic has her filling up 2-3 times a week, even with both cars that she uses giving her upwards of 24 miles per gallon.  Until she can find a job closer to home, we are stuck in this pattern, she is already not crazy about it.  The distance and running back and forth is not that bad, that was the reason we both thought it would be fine.  It is the fact that there is so much construction and there seem to be delays every day, where she just sits idling for 20-30 minutes sometimes.

    The latest hit to the wallet is food and how expensive it has become.  I don't think the quality is any better, it might even be getting worse.  The last time I had tenders at Bill Miller, they seemed funky to me and Mijo and I would eat there 1-2 times a week before Covid and all his sports commitments and we both loved those things.  There are also so many people floating around that going out just seems like a pain in the ass, with the shortage of waiters at restaurants, it really is a recipe for disaster, I can't see who is happy in our present day status.

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