8/5/22 GIrly's In A Sea Of Trouble From Her Car Wreck?

     As far as I know, Girlie leaves at the end of the week, but as of yet, she has no car.  She was hit in the Walmart parking lot and her car of two years was totaled about two months ago.  I don't understand why, but the insurance said the other party had some evidence they were going to submit to prove she was at fault.  The lady who hit her was driving a rental because she had just hit another person with her car.  Because the lady never did, they just determined that it was a no-fault accident and they called it square.  They did pay off her car, according to her she owed about $28,000 and the car was valued at $32,000.  She was expecting to at least get the difference to help her with a down payment, but Geico has not done that.  Instead, they paid off the car and called it done.

    She was already slowly getting into credit debt just trying to get by, so it's not like she had a savings, who does, nowadays?  She has been working, and she will be some kind of physical therapist, mostly working with developmentally delayed, so I don't know the specifics.  But because she is fixing to leave, the company she works with has been slowly removing her clients, so she has less and less hours, so it is almost impossible to save money for a down payment on something.

    That being said, it is a big ask for us to buy a car, we aren't doing that, she is currently not even talking to her folks, there was a big fight.  Piecing together everything, she will be gone for about 4 months, her professor, said they would finish the internship program before Thanksgiving, so she can get back before it gets too cold.  Her boyfriend is driving her up there, she currently has the rental from the accident, he has been paying for it at the discounted rate they gave her, which is like $300 every two weeks.  I had jokingly said "we can buy you a bike and you can get around that way."  She will be living about three miles from where she will work.  At the moment, this is her best idea and though she laughed when I first said it, she drove around with Wife one afternoon to pick up Mijo from practice, and Wife kind of convinced her it could work.

    I was thinking maybe a scooter would be a step up, they could somehow transport it in the SUV, maybe get a small trailer, I don't know, but cost wise, I think either her or her boyfriend could afford the $100-$120 payment a month for a scooter.  We'll see how it plays out.