Like I said yesterday, Wife has had a really hard time saying yes to the new job offer. My best position has been to support her either way. When we started this, we said it would be a 3-4 year journey and she would come back with enough experience to tackle the same job, hopefully, in a bigger school district, for hopefully more money. This TEA job was something that she applied almost a year ago, she had almost forgotten about it, then it was revised and instead of making it very attractive with a pay range into the $120s, it was corrected to a max of low $70s. She managed to talk them up to $2500 more than what she gets paid, but we didn't realize they are taking so much money away up front, for her savings. She is being forced to participate in three different retirement systems, one of which she won't ever qualify for, social security. The 401K thing is going to take 9.5% and the other is taking 6.5% and finally the third takes another 1%. So she managed to get a $2500 raise but in the meantime, she will lose 17% of her salary for her later years.
It is certainly not her fault, and I had no way of knowing, but I did get a significant pay reduction a few months ago. We just cannot afford to lose any more money. There are other financial obstacles she doesn't want me getting into on here, but it involves getting our credit cards under control, so that is another significant bite into our budget.
Her Superintendent came to her today and in a final bid to prevent her from leaving offered her more money. It is a good chunk of change, if he can get the school board to sign off on it, it would get her back to where she was before she absorbed the cost of hers and the boys medical insurance. Add to that, my check has increased by ~$350 by removing the boys and just keeping myself, so these are the kind of positive movements financially we need to start building some sort of savings. The alternator battery bullshit two weeks ago did not help anyone, that debacle cost us $900 when we don't have hardly any extra.
The silent thing I still worry about her and taking the new job is how much traveling, the job just says 40%. She talked to one of the ladies that will be her coworker and she said they had been in Amarillo all week, coming back on Tuesday next week and headed somewhere else. I'm sorry, but when the job sounded like it was going to pay $110,000, sure take her wherever. But for the same money or less, and she still won't be home, nah, I don't see the point. This is holiday season, she's fixing to get a week off for Thanksgiving, then two weeks for Christmas which she was just going to kiss goodbye. Personally, I'll take the raise and seeing her on the weekends.
No comments:
Post a Comment