8/9/17 Texas State Loan Office Is Sucking Balls?

    We are stuck in a weird catch-22 position with Boy's school right now and I don't get it.  These geniuses are supposed to be smart.  Since I got a pretty substantial pay cut, Wife thought it would be a good idea to see if Boy might qualify for better loans or at least a bigger amount.  Up until the last spring semester, he had been qualifying for approximately $7500 a year.  Divided between fall and spring and the amount goes down to $3750.  This seems great except his tuition is always about $500-700 more, so guess who has been carrying the extra load?  The problem with them looking at our finances now is that school is fixing to start in two weeks and Boy now has a freeze on his loans, so the school expects us to somehow have like a third of the money to put down.  There was a time when we were young and naïve and yes, I would have just put it on a credit card, but I can't do that anymore, we are down to one credit card and it is about maxed out with my leg costs.
    I say catch-22 because if we had money, we would just pay for the classes and not bother borrowing from the school loans.  We don't have money, so the school must decide if we are worthy of being lent money.  We had just barely enough to keep him going when I was making a bunch of money, now that we are making less, I guess there is a chance that the school doesn't want to lend us money because we could default on his loans.  The part that sucks though is that he has already done it for the bulk of his degree.  He needs about one more year, so he is already up to his eyeballs in debt (about $30,000), if he doesn't finish how do they expect him to pay back his obligations?  Plus, these are loans under his name, why are they looking at our credit?
    I was talking to a friend of Girlie's just last night and whether she had any luck finding a job in her field, she graduated in December.  She said she could not, because she owed the school for the last semester, about $6000.  The school was withholding her degree and official transcripts.  Again, why doesn't the office just grant her some sort of loan which she might repay easier if she could start earning real money instead of continuing to do the same shitty jobs she was doing before while being a "poor" student.  The school should embrace its student population, especially once they become seniors and they stand a very good chance of finishing a program.  Help your own students stand on their own two feet, as a university, you are getting richer and richer every year.  We can tell because of the crazy growth on campus.  Remember assholes, that only happens because you have good students going there.  You were once considered a shitty party school.  You've grown up a lot in the last twenty years, don't turn your back on the little people that are making you great.